Creator economy
Stage
Function
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Ghost
1 Plenty for usersOpen-source publishing platform run by a nonprofit foundation; self-hostable for free, Ghost Pro managed hosting funds the foundation without taking a cut of creator revenue.
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Ko-fi
2 Hard to leaveTips and memberships with lighter branding than Patreon; Gold tier and shop features add platform dependency over time.
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OnlyFans
3 Cashing inCreator subscriptions with high take rate and policy whiplash; payment processors and brand risk shape who can stay on platform.
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Patreon
3 Cashing inMembership platform: take rates, discovery limits, and policy risk sit between creators and their audiences.
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Substack
2 Hard to leaveNewsletter + payments with clearer creator cut than ad platforms; network features and video push toward fuller stack lock-in.